K8彩乐园-k8彩乐园app官网下载

K8彩乐园-k8彩乐园app官网下载

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SBA 504K8彩乐园利率

密切的利率

2021年12月

25年固定利率标准:
3.026%

25年固定利率再融资:
3.040%

20年固定利率标准:
2.880%

20年期固定利率再融资:
2.894%

10年期固定利率标准:
2.793%

10年期固定利率再融资:
2.810%

Full-term fixed interest rates shown; includes all servicing fees

504过桥K8彩乐园计划

常见问题

One of the most critical stages for a commercial lending partner in an SBA 504 loan is the interim phase of a project between their closing and the SBA takeout of the second mortgage, during which time the commercial lending partner is at risk on the second mortgage.

504过桥K8彩乐园, 适用于佛罗里达SBA 504K8彩乐园, addresses this exposure and timing difference by providing commercial lending partners with bridge loan funds to cover the second mortgage until the permanent SBA second mortgage takeout occurs.

参与过桥K8彩乐园计划, 504家商业K8彩乐园合作伙伴签订参与协议. 更多信息请联系佛罗里达第一资本K8彩乐园专家.

504过桥K8彩乐园收益作为97美元的一部分提供.600万美元来自美国.S. Department of Treasury for the state of Florida’s participation in the State Small Business 信贷计划(SSBCI). SSBCI是由美国联邦政府发起的.S. Small Business Jobs Act of 2010 that encourages states to establish or strengthen state programs that support lending 小型企业.

NOTE当前位置504过桥K8彩乐园计划仅适用于佛罗里达州.

Bridge loan funds may be used for interim project financing of the second mortgage of authorized SBA 504 loan projects, 包括业主自住商业地产(交钥匙式收购), renovation or build-out projects and ground-up construction) and/or fixed heavy duty machinery and equipment purchases.

过桥K8彩乐园规模 -K8彩乐园金额一般不超过500万美元.  某些符合条件的节能或制造业 项目最多可获得5美元.五百万,符合小企业管理局的标准.  一般来说,项目总限额为2000万美元. (此限制适用于K8彩乐园的本金 直接由504过桥K8彩乐园支持, plus all other loans for the same loan purpose that close on or about the same date.)

利率 – The second mortgage bridge loan and note will bear interest at a rate set by the commercial lending partner, at least 与第一抵押票据在此期间适用的利率相等.

Origination Fees – For straight acquisition projects and projects with renovations, the commercial lending partner agrees to pay an amount equal to one half of the origination 第二按揭过桥K8彩乐园或可归属的费用 .5% (one half of one percent) of the principal sum of the bridge loan, whichever is greater. 对于地面建筑工程, origination fee is 1% (one percent) of the principal sum of the bridge loan.

商业K8彩乐园合作伙伴服务费用 – The commercial lending partner is entitled to retain a servicing fee on the bridge K8彩乐园1.在过渡K8彩乐园期限的前六(6)个月的25%, provided the bridge loan is not in default (straight acquisition projects and projects with renovations only; servicing fees are not applicable for ground-up construction projects). The servicing fee shall be a portion of interest payments made by the borrower equal to 1.25% divided by the non-default annual interest rate payable on the bridge loan.

例如, assume the borrower’s monthly interest payment on the second mortgage bridge loan is $1,利率为5%.  利用上述计算(1.25% ÷ 5%), the commercial lending partner would retain 25% of the total interest collected ($250) as the servicing fee.

Term 过桥K8彩乐园的初始期限为6个月.  如果504K8彩乐园在最初的六(6)项到期时还没有筹集到资金 月的术语, the second mortgage bridge loan will be automatically extended at six (6) month increments with the following pricing adjustments:

  • (二)延长期限, the servicing fee the commercial lending partner is entitled to retain on the bridge loan ends.
  • 第二按揭过桥K8彩乐园期限超过一年, the extension is automatically granted in consideration of a one-time increase of 2% in the rate of interest 在第二抵押票据上支付,并支付 .25% (one quarter of one percent) of the principal sum of the bridge loan at the beginning of each six (6) month extension.

资金——假设参与利息为第二张钞票的100%, funds from the bridge loan must comprise between 45% and 75% of the total amount of loan funds disbursed at 在过渡期间的所有时间.

追索权- 504过桥K8彩乐园对永久K8彩乐园人没有追索权.

还款 -过桥K8彩乐园资金通过小企业管理局504K8彩乐园的外带方式偿还.

504 bridge loans are provided by the Florida Department of Economic Opportunity and Enterprise Florida and processed by Florida First Capital

遵循SBA 504K8彩乐园的正常承销和审批流程, 弗罗里达第一资本发行了一份用于签名的借款人证明. 商业K8彩乐园合作伙伴提供 Florida First Capital with its internal credit write up and commitment letter.

如果该项目包括任何翻新或建造, the commercial lending partner provides Florida First Capital with its internal construction monitoring and disbursement policy. The 承包商提供一份简历, proof of insurance or bond and estimate of time frame for project completion.

一旦504过桥K8彩乐园文件完成和批准, a participation agreement with the commercial lending partner is executed and bridge loan funds are disbursed.

Interested commercial lending partners should contact a Florida First Capital loan officer for an application and other required documents.  Talk to a K8彩乐园专家 找到我们在你们当地的信贷员.  电话:850.681.3601或免费888.320.5504.  Email: info@www.legalizedancingnyc.com.

NOTE当前位置504过桥K8彩乐园计划仅适用于佛罗里达州.

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